Services

One-on-One Financial Consultation

A financial consultation can cover a range of topics, specifics to be determined by your personal or business needs.

A financial consult can cover planning, building wealth, spending habits, insights into long-term financial goals, pre-aliya financial consult, budgeting on an Israeli salary, getting on track, what products are available and what pitfalls to avoid, gaining financial control, building your financial future, talking about money with your spouse, financial overview, mortgages and more. For one on one business consults we can discuss how to make more, financial ratios, KPI’s, profitability, and planning growth for a more profitable business.

Location: In person at Team Up in Beit Shemesh, via zoom or over the phone.

Length: Up to 1.5 hours

Price: 500 NIS + VAT = 585 NIS

For more information please contact me.

Monthly Plan

Change takes time. Get step by step guidance to make the changes towards a financially smarter life.

The monthly plan involves working together for 6 months (at least) as real change takes time, so that we can plan, work on your money communication, your goals and budget and get you on financial track. If you have a business, we will get it in financial shape, create KPI’s and smart ways to make your money run smoother. All this with me right there holding your hand through the scary stuff!

NOTE: This program is only offered after an initial one-on-one meeting to assess suitability.

**This option is an excellent choice for self-employed individuals.

Location: In person at Team Up in Beit Shemesh, via zoom or over the phone.

Price: 1250 NIS per month. Price can vary according to needs.

For more information please contact me.

Premium Package

This is a FULL package for clients with investments, businesses,and personal finance guidance. With weekly check-ins and more intense hand holding through out your financial change.

The premium package is for clients who want to work intensely on multiple aspects of their finances, including their personal and business finances. Premium includes weekly check ins and more intense hand holding through out your financial change. This is for you if you have a financial mess, know you should be doing better and want to make lasting change.
Length: 6 months

Location: Team-Up Beit Shemesh or by phone/Zoom.

Price: 2500 NIS per month (including VAT). Six months.

**This program is only offered after an initial one-on-one meeting to assess suitability.

For more information please contact me.

Online Courses

NEW! THE FINANCIALLY SMARTER COUPLE: How to talk, plan and dream about your money – together” a course for couples starting out life together.

Learn to be smart with the money you have, eliminate financial stress as much possible, and talk openly about money. This course is jam-packed with tips and tools for planning how to share a financial smarter life together.

Length: 9 weeks – but go at your own pace, and your can access it always!

Location: Online from the comfort of your home, fav coffee shop, etc!

Price: $180 USD or 600 NIS

This course is for couples starting out their financial life together. It is not about how to be cheap or save every penny. That’s not who I am, and it’s probably not who you are. It’s also not about how to make millions tomorrow. What it IS about is how to live well. How to be smart and live your best life, together. How to be on the same page as a couple so you can accomplish your financial goals.

It’s about being smart with what you have and eliminating financial stress as much as possible. The goal of this course is to help you align your values with your money and live what I call a financially smarter life.

More info here

Smarter Israeli Banking

Buy the book >>> . THE ULTIMATE INSIDER’S GUIDE TO BANKING IN ISRAEL Learn how to navigate the process from opening an account to closing one, and everything in between.

More info here

Workshops and Talks

Book a talk or workshop.

Throughout the year I give workshops and talk to groups around Israel and with Nefesh B Nefesh in North America. Topics serve a range of audiences and include personal finances, steps to running a profitable business, Israeli banking and more.

If you would like to discuss booking a speaking engagement or workshop please reach out to me here.

You can find out about upcoming events here.

For more information please contact me.

More info here

Living a “Financially Smarter” lifestyle pays off long-term and will give you clarity and more money. Please note I do not advise on tax issues or stock market investments.

Rifka Lebowitz is a financial consultant, speaker, and author, specializing in personal and small business finance. After a decade in the Israeli investment and banking industry, she went out on her own to pursue her dream: helping business owners, individuals, and couples to be smarter about – and with – their money. Founder of the extremely popular Facebook group "Living Financially Smarter in Israel", she speaks in North America on behalf of Nefesh B’ Nefesh as their aliyah mega-events speaker on personal finance.

“I have known Rifka for many years and she is a true professional that has become the one stop shop for all financial information in Israel. Her book will surely help thousands of people navigate the complicated landscape of living responsibly and maximizing your financial stability in the holy land…”
Hillel Fuld, CMO ZCast, Tech Blogger, Startup Advisor

“Rifka Lebowitz from Living Financially Smarter in Israel is the premier financial advisor to Israel’s English speakers.” – Zev Stub, Founder and CEO of Janglo

We hired Rifka to conduct a workshop on planning for the future that would encourage participants to take personal responsibility for their financial future. She did a stellar job! I highly recommend her as a practical, down-to-earth, motivational speaker - her workshop was the talk of the Embassy.”
Devorie Freidman, HR at The U.S. Embassy, Tel Aviv

“As a small business owner I didn’t want to limit the success of my business by my lack of financial expertise. Rifka continuously helps me set goals, make responsible decisions and gives me tools to understand the financial aspects of running a growing business.”
Tali Tarlow, Founder and Director of Israel ScaVenture.

“Since 2009, Rifka Lebowitz has educated and guided Nefesh B’Nefesh olim at several post Aliyah information seminars. Learning to navigate the new systems of banking, bills, and finance is very overwhelming – yet all are aspects vital to one’s financial success in a new country. Rivka time and time again successfully provided translations, handouts, and practical tools, restoring for new olim in particular, a feeling of being in control and independence.”
Miriam Naiman, Post Aliyah Advisor at Nefesh B’Nefesh

“Rifka Lebowitz helped me clarify the numbers – what goes in and out, so that I can make a plan as to short term and long term goals. I highly recommend her. Her patience and ability to explain things in laymen’s terms are laudable virtues, for businesses and home finances!”

Felicia M. Seaton, International estate planner.

“Rifka’s financial advice has been indispensable to both my business and home. I would highly recommend Rivka without reservation.”
Harry Rubenstein, Product Director at Managed for Mimi

One-on-One Financial Consultation

Monthly Plan

Premium Package

Online Courses

Smarter Israeli Banking

Workshops and Talks

About Rifka

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